A home warranty plan, also known as a home protection plan, is a service contract that offers homeowners a way to safeguard themselves against possible breakage or a malfunction within the home.
Now that you’ve signed all the paperwork and your loan is approved, it’s time to move in.
An earnest money deposit, also known as a good faith deposit, is a specific dollar amount that a potential buyer pays to the seller in an effort to display their serious interest in a property.
The decision to purchase a home is exciting and a major investment for your future.
You’ve gone to countless open houses, searched online for months, and have finally found the house of your dreams, but before signing your name on the dotted line there are a few key steps you should not overlook.
So you have found the home of your dreams, it has all the features you want, and it is in the right neighborhood.
When it comes to buying a home, the ability and willingness to negotiate is a must for both the buyer and seller.
Given the recent state of the economy and the rising rate of mortgage foreclosures, the number of properties available at rock bottom prices is at an all time high.
A Nice Home Or A Nice Neighborhood: Which Matters More?
When you start shopping for a home, you probably have a very specific image of what you would like that home to look like.
While it may be nice to have a home with five bedrooms, an eat-in kitchen, and a four-car garage, how many of us really need this much space? The best approach is to look at a few particular aspects of your life and lifestyle to make the right choice.
Making An Offer: Negotiating Your Buying Price
There is perhaps no more exciting and nerve-wracking time in the home buying process than when you decide to make an offer on a home.
When To Consider Raising Your Home Buying Budget
Setting a budget for your home purchase is an important decision.
Most people who are in the market for a new home are aware of the costs associated with purchasing a home and moving, but closing costs can be expenses that may be overlooked, especially for first-time home buyers.
Choosing A REALTOR® You Can Trust
When it comes to shopping for a home, especially if you are buying for the first time, having an agent on your side is extremely helpful.
Now that you’ve made the decision to purchase your first home, a hearty congratulations is in order! Becoming a homeowner, especially for the first time, can stir up some feelings of anxiety and excitement.
When we think of selling a home, the services a REALTOR® can provide usually seem worth the cost of their commission, but what about as a buyer? What can a REALTOR® do for you as a home buyer, and is the commission worth the services they can provide? Here are five great reasons you should hire a REALTOR® when you are in the market for a new home!
REALTORS® Can Help You Determine Your Budget—With a few simple pieces of information, a REALTOR® can help you pre-determine what kind of budget you may be looking at for your new home, and can match you with potential lenders that are right for you.
Whether it’s the character and charm of an older home with its original features, hardwood floors, and wood burning fireplace, or the quaint historic feel of the neighborhood in which it is found, there is a certain appeal to older property.
When purchasing a home, especially for the first time, you are going to encounter a lot of terms and jargon you may never have heard before.
If you are a first time homeowner, or are purchasing a home after a major life change such as marriage or having children, what should you consider to be sure your new home can grow with your changing family? The time and effort that go into purchasing and decorating a new home, not to mention finding it in the first place, means that you’ll want to ensure that your home will be right for you and your family for years to come.
Selecting Homeowner’s Insurance
One of the many things you will have to think about while you are in the process of buying a new home is the insurance you will need to protect it.
How Much Yard Do You Need?
You probably have spent a good deal of time considering how much space you need inside your home, but what about how much space you need on the outside of it? House hunting with an idea of the square footage you are seeking is a good idea, but in addition to that you should have an idea of how much yard space you will need around your new dwelling as well.
Once you’ve made the decision to buy a home, it’s time to start thinking about what comes next.
The process of purchasing a home can be a complicated and stressful experience, but if you have to purchase a new home in another city the experience can become even more complicated.
The appeal of income properties and the potential for what may seem like easy money and early retirement have likely crossed the mind of anyone who has heard of this business venture.
Quick Clutter Fixes For Unexpected Showings
When you have to continue living in a home at the same time you are trying to sell it, keeping it ready for a showing at any time can be a challenge.
There is a lot more to putting your home up for sale than placing a sign on the front lawn.
Selling A Home When You Have Kids
Selling a home is stressful for everyone, and having young children in the house can add to the stress for the parents.
The Home Remodels That Will Most Increase Your Selling Price
So you are ready to sell, but you know that there are a few things in the home that could stand some updating in order to increase your selling price.
You have put your home up for sale and done everything your agent has advised you to do to prepare your property for sale, but still no offers have come in.
How Long Should You Keep Your Home On The Market?
Many a home seller has been there—the house has been on the market for months and there is no sign of a sale.
Every homeowner must set an asking price when listing their home on the market, but what happens when you don’t receive any offers? Just as it’s important to know when it’s time to sell, it’s important to recognize the right time to reduce the price.
What Season Is Best To Sell?
So you are ready to sell your house, but you look out the window and see several feet of snow on the ground.
Negotiating With A Buyer
Depending on the market in which you are selling, your position in the negotiations with a potential buyer can be either a very comfortable one or a difficult one.
Home staging is the latest trend in real estate, and if you are selling your home you are likely at least aware of what this growing practice involves.
In addition to location and condition, the asking price of a home is at the top of the list of important considerations.
Simple Ideas To Make Your Home More Welcoming To Buyers
It may seem obvious, but many sellers fail to recognize that a home that feels, looks, and smells welcoming and homey will more likely raise a buyer’s interest when they come for a showing.
Whether the initial love has faded, or your home just doesn’t work for you and your family anymore, deciding between selling your home and remodeling can sometimes be a difficult decision.
If you’re selling your home, there are a number of things you can do to improve your property’s potential value and appeal.
You would never dream of inviting guests to your house without making certain preparations, so don’t invite potential buyers without first making the necessary updates by preparing your home to sell.
If you want potential home buyers to fall in love with your house, they first have to know it’s for sale.
When listing your home with a REALTOR®, you will be required to sign an agreement.
The process of selling your home can be a stressful and time-consuming event.
An open house is one way that REALTORS® attempt to expose a home to multiple buyers at once.
Here are the most common mistakes people make when selling their property.
Showing your home is essential in the real estate business.
The temptation to save yourself the cost of hiring a real estate agent when selling your home can be overwhelming, and with more websites, books, and other resources popping up that claim to give you all the know-how and tools you’ll need to sell your home yourself, why should you consider hiring a REALTOR® at all? Like any job that requires a lot of insider knowledge and experience, hiring a REALTOR® will ensure that you are getting the best price for your house with the minimal amount of work and worry.
If you are selling your home and are motivated to get the deal done quickly, you may be tempted to accept a low bid.
When selling your home, the last thing you want to do is invest more into it, but in most cases making a few repairs or renovations to your home before putting it on the market can really be worth the financial and time investment.
Selling your home can cause potential anxiety about your personal privacy.
When we have pets, they quickly become a part of our family.
Should You Show An Empty Home?
If you have already moved out of the house you are selling, you generally have two choices.
The process of selling your home at any time of the year can be a stressful experience, but if you are trying to sell your home during the busy holiday season it may seem to be almost impossible.
Home And Garden
Let’s face it.
When it comes to decorating your home, there’s a lot more to consider than simply coordinating your window treatments with your carpet.
When choosing a style of furnishing, color scheme, or fabrics for your new home, or when redecorating a room, plants often do not immediately spring to mind when considering what you need to complete your space.
Who hasn’t had a cupboard full of Tupperware come crashing down on their head? And don’t we all have a drawer in our kitchen that holds every scrap of paper and useless knickknack we have ever owned? While kitchen clutter may be a universal truth, it can also make using your kitchen a time consuming and frustrating task.
These days, a home theater is one of the most popular trends in the nation.
When the temperature outside begins to fall, our heating bills quickly start to rise.
If you want a house to smell clean, you clean it.
An aquarium is designed to simulate a natural environment for freshwater life.
Maintaining Air Quality In Your Home
Whether you have allergies or simply prefer knowing that the air in your home is as clean as you can make it for better health, achieving and maintaining good air quality is an important issue.
Sealing Your Windows And Doors Against Leaks
When it comes to making sure your home is energy-efficient as well as keeping it at a comfortable temperature throughout the year, there are few things as simple as looking to your windows and doors to make a big difference.
When choosing the perfect grill, it’s important to understand the different types and their functions, but also how each relates to your particular needs.
Homeowners who are thinking of selling are often warned against choosing bright and bold paint colors for their walls.
The cool refreshing look of water on a hot summer’s day can make any homeowner wish they had a pool in their backyard, but making the decision about whether a pool is right for your property is more complicated than buying an inflatable bed with a cup holder.
If you have the islands on your mind, you will be glad to know that you can bring the charm and decor of your favorite tropical paradise into your own backyard.
Give Your Old Furniture New Life
Old furniture doesn’t have to be put aside if the basic structure is still in good condition.
Congratulations on your decision to start a new garden.
Let’s face it, most of us have at some point thought about the luxury of spending relaxing and romantic evenings soaking in our very own hot tub.
A barbeque is an outdoor meal or party at which food is prepared on a rack over a grill.
When it comes to keeping your home comfortable in the summer, there are a number of ways to accomplish your goal without breaking a sweat over your cooling costs.
The Best Ways To Reduce Your Water Bill
Although a lot of the energy efficiency efforts tend to be focused on saving on electricity bills, you can also save a lot of money on your water bill and save water, too, with only a few simple steps.
When it comes to watering your lawn, the who, what, when, where and why rule applies.
An antique is a decorative object that is valuable because of its age.
Solar Lighting For Your Yard
One of the simplest, most economical and also eco-friendly ways to provide lighting in your yard is to use solar lights.
As a homeowner, you can use a number of landscaping design tips to make your house look just as polished on the outside as it does on the inside.
A home is a place where we create precious memories with those that we love, which is why photos are a big part of what makes a house into a home.
If you love your lawn, it’s only natural that you would want to give it the proper care to help give it a healthy appearance.
To many, a rose is one of the most beautiful flowers in existence.
To clean your home is to free it from dirt, pollutants and other elements.
Whether you have just bought your first home or have been a homeowner for some time, chances are that at some point you will be faced with home repairs.
Using Your Fireplace Safely
A fireplace is a great feature in any home, and can create that warm, homey feeling on a cold winter evening that every homeowner dreams of.
Moving can be a stressful time, however, there are several things that you can do to make your move a smooth one.
If you are like most people, dust is a part of life.
Believe it or not, your garage is not only made to house your automobiles.
A patio offers a relaxing way to enjoy the outdoors while still getting a sense of home.
While open-concept homes seem to be the popular trend in the home construction industry, sometimes decorating for large spaces can be a challenge.
Every home should have an emergency kit.
Let’s face it—two of the biggest issues most of us face in today’s world are concerns over the environment and the economy.
A backyard deck is a great way to not only improve the value of your home, but also make your outdoor living space more enjoyable for you and your family.
Looking to buy your first home, but having trouble coming up with the down payment? Typically you need to have between 5-50% of the purchase price of your home, so here are a few tips to help you save your down payment faster!
Save Your Tax Refund—Doing this alone for a few years may add up to a considerable amount to contribute to a down payment, especially if both you and your spouse commit to contributing the full amount.
Applying For a Joint Mortgage Loan With Your Spouse
When you are ready to buy a home, applying for a mortgage is one of the first and most important steps.
If you are in the market for a new home, it’s important that you know what type of loans are available to you.
Finding the perfect home is a task, but shopping for the best home loan can be even more tedious.
First Time Buyer Loan Tips
For first time buyers, the mortgage loan process can seem complex and confusing.
FHA Loans: What They Are And Who Qualifies
In your house hunting you may have come across a mention of FHA loans.
Insurance And Property Taxes: Should You Add Them To Your Mortgage Payment?
When you buy a home, the mortgage payment isn’t the only regular expense you will have to consider.
If you are a first time homebuyer, navigating all the new information about homeownership, the home buying process, and mortgages can seem overwhelming.
Purchasing a home with a low down payment is important for a number of reasons, including the buyer’s ability to have extra cash left over for closing costs, decorating expenses, upgrades and/or other essentials needed to turn their new house into a home.
Tips For Qualifying For a Better Interest Rate
When it comes to a home loan, the interest rate is a very important factor.
Balloon Payments: What They Mean To You
In your research on home loans, you may have come across the term “balloon payment.
If you are in the market for a new home, or looking to refinance your existing mortgage, then you will want to consider the option of hiring a mortgage broker rather than an individual lender or lending institution.
Once your loan is approved, you will be ready to take the final step that will lead to the door of your new home.
If you’re facing an upcoming rate change on your adjustable rate mortgage, you may be a bit worried.
Finding your credit rating can be an intimidating task, but for anyone hoping to purchase a home it is a necessary step.
Interest Only Loans: What You Should Know
Of the many different types of home loans out there, interest only loans are one of the more unusual types.
Paying off your mortgage is one of the biggest financial goals of most homeowners, and retiring debt-free can certainly give your golden years a greater sense of financial freedom and stability.
If you are in the market for a new home, or it is time to refinance your mortgage, there is no doubt you have been looking at the current interest rates.
There are a number of factors that can contribute to the affordability of a house and, as a potential homebuyer, it’s important that you know what type of mortgage payments are within your budget.
Saving for a down payment can be a difficult and time-consuming task, but there are options for financing a home purchase other than saving or the traditional borrowing options.
Now that you’ve decided to purchase a new home, it’s important to know what to expect throughout the loan process.
Buying a home can be both exciting and stressful but, for those with past credit problems, the process may also seem intimidating.
Halloween is a great time of year to let the creativity go wild, and when decorating for this fun and family-oriented holiday, it really wouldn’t be complete without a jack-o’-lantern or two! While carving pumpkins is the traditional way to create a jack-o’-lantern, if you have young children or kids who want to create jack-o’-lanterns without adult supervision, then it can be a dangerous and risky craft idea.
Safety Tips For Fourth Of July Fireworks
The Fourth of July is an exciting holiday filled with family and friends, backyard barbeques, and of course the main event—the fireworks.
Christmas is probably one of the easiest times of the year to use environmentally friendly decorating ideas, and given the more traditional decorating trends for the season and the ever increasing need for all of us to contribute to making the planet a greener place, it’s never been easier.
Valentine’s Day Crafts For Kids
Valentine’s Day is all about love—and not just between couples! Kids love to get in on the action, and creating fun Valentine’s crafts to share is a great way to let them have a good time and make something they can give to friends and family to show their love on this special day.
Is A Real Christmas Tree Right For You?
There is nothing quite like the smell of fresh pine filling your home during the holiday season, and a real Christmas tree can do that better than any candle or air freshener.
Whether it is Thanksgiving or Christmas, a small family gathering or a huge party, cooking the perfect turkey for the holidays is every chef’s goal.
With times being as tough as they are, finding the money to make a special Valentine’s Day for your sweetheart can be difficult.
A mother is someone who looks after you, takes care of you when you are sick and is always there to show you just how much she loves you.
Every year, the Fourth of July holiday honors the birth of our nation.
On December 31 of every year, the world celebrates New Year’s Eve.
New Year’s is a great time to host a party for friends and family.
Fabulous Homemade Halloween Costumes
Halloween is the time of year when you can dress up as just about anything you want to be.
Independence Day is a great opportunity to get your neighborhood together to celebrate our great nation, and what could be more American than the block party! It is a great and inexpensive way to get to know your neighbors and add a more traditional community feel to your street.
Easter is often left out when thinking of holiday decorating, but since it is also the beginning of the spring season it is a great time to freshen up your home and add some of the lively and vibrant colors of the season.
Preparing Your Home For Holiday Guests
It’s wonderful having friends and family at your home to share the holidays, but it can also be a lot of work.
Thanksgiving is an annual national holiday commemorating a harvest festival celebrated by the Pilgrim Fathers in 1621.
Celebrating New Year’s Eve With Children
Partying until midnight may not be in the cards for you come New Year’s Eve if you have small children.
Memorial Day is usually spent watching the latest blockbuster film, but it is also a great time of year to get outside and celebrate the nice weather.
If you are throwing a St.
On October 31 of every year, children around the nation enjoy carving jack-o-lanterns, dressing up in their favorite costumes and going out trick-or-treating for candy and treats.